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Mortgage - Mobile Home Land Loans - Refinance - Mortgage Refinance - Home Loan - Mortgage Refinance - Purchase Loans - Mortgages
All Housing Types Welcome...Single Family Homes, Townhouse, Condo's, Manufactured, Modular and Mobile Homes
Our professional staff  has decades of experience providing home financing and home refinancing programs to
thousands of satisfied customers with customer service second to none.  Options for home mortgage loans,
mortgage refinance, mortgage rates and home equity mortgage refinancing loan programs. .  Refinancing your current home loan
could save you thousands over the life  of your home mortgage and also can provide cash out refinancing loans for
anything you choose -----debt consolidation, tuition, home equity loans for improvements and more......  
Let's find the best loan for you.  Once you've found or have the perfect home, you need the perfect loan to pay for it.  
If you don't see it - ASK
Thank You For Choosing Earth Works Trust
Mortgage - Mobile Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Mobile Home Equity Loan
Mortgage - Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Home Equity
Traditional Single Family & Manufactured Home with Land Loan
FHA - VA - USDA - Conventional - Jumbo Loans

30 YEAR FIXED MORTGAGE offers low mortgage rates on purchase or refinance home
loans with the security of knowing your payments won't change after you refinance or
buy a home, no matter how much rates fluctuate.

FHA MORTGAGE  Take advantage of refinancing your home with as little
as 5% equity. An FHA mortgage refinance offers the benefit of a federally insured
home loan with the low fixed mortgage rate you are looking for.  

USDA RURAL MORTGAGE Under the terms of the program, an individual or family
may borrow up to 100% of the appraised value of the home, which eliminates the
need for a down payment.  New rural area homes can be built or purchased.

VA LOANS The VA Home Loan program allows veterans with qualifying
income and credit to purchase a primary residence without putting any money down
towards the sale price of the home, as long as that sale price does not exceed the
appraised value of the home. Veterans do need money towards closing costs as well
as earnest money, which the seller generally requires when a sales contract is signed.
Closing costs may be paid by the seller, which can be negotiated when the sale price
of the home is set.

Should you need a home loan that is higher than the conforming loan limit,  
a JUMBO HOME LOAN is the best option.

VA Jumbo Loan
Qualifying customers can now apply for a VA Jumbo Loan up to
$1,000,000 utilizing the VALoans.com Super Max program. You can apply for a home
loan with no money down under new VA Loans Maximum Guaranty Amount
guidelines: No money down for qualified borrowers for home loans up to a maximum
of $417,000 or the higher limits for certain counties. The VA guarantees the loan up
to a maximum guaranty amount of 25% of the loan.

JUMBO MORTGAGE Need a larger home loan with a smaller rate and
lower payments? Finding the right
Jumbo Loan can be difficult. Let our experts do the
work for you. Currently, Fannie Mae's home loan limit is $417,000 (expect in Hawaii,
Alaska, and the Virgin Islands, which have a 50% higher limit). Mortgage loans that
are at or below $417,000 are called "conforming home loans" and loans over $417,000
are called "jumbo" or "non-conforming home loans." Save approximately .5% in interest
rates if you obtain a conventional home loan rather than a jumbo home loan.
Let's find the best loan for you.  Once you've found or have the perfect home,
you need the perfect loan to pay for it.  
Get Started with a FHA mortgage refinance, FHA Loan or jumbo home loans here. FHA Mortgage rates and information on refinance or home
purchase upon request.  FHA Mortgage - FHA Home Loans - FHA Refinance - Mortgage Refinance - Mortgage Rates - Home Equity
Nationwide FHA Home Loan Programs - 50 States -  AL AK AZ AR CA CO CT DE FL GA HI IA ID IL IN  KS KY LA MA MD ME
MI MO MN MS MT NE NC ND NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
Manufactured Home Financing | Manufactured Home Loans | Manufactured Home Loan | Manufactured Home Mortgages | Manufactured Home Refinancing
Mobile Home Financing | Mobile Home Loan | Mobile Home Mortgages |  Mobile Home Equity Loan
manufactured home refinancing |  mobile home loan | mobile home equity loan | mobile home financing | mobile home refinancing |
refinance manufactured home | mobile home loans | mobile home lenders | manufactured home equity loan | manufactured home financing |
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Manufactured Home Refinancing | Mobile Home Refinancing | Refinancing for Mobile Home | Refinancing a Modular Home | Refinance a Mobile Home Loan  
Refinancing for Manufactured Homes | Mobile Home Loans | Financing Loans | Mobile Home Loans | Refinancing Loans
Need a low payment for your big loan?

A Jumbo Mortgage offers a choice between
fixed or adjustable rates, with maximum
flexibility for home financing for larger loans.
Need a loan between
$417,000 and $2,000,000?
Need flexible rates and terms?  
Need quick turn-around for your
jumbo purchase or refinance?

Your search ends here with our jumbo loan
experts dedicated to personal service and the
best loan options tailored to YOU!
Plus. we have an A+ rating with the
Better Business Bureau
Loan Amounts above $417,000
Lock In Your Lowest Payment Today!

JUMBO LOAN
Fixed and  Adjustable Rates

FHA JUMBO LOAN
Higher loan limits and lower rates mean
easier qualifying

VA JUMBO LOAN
0 Down for loans up to your county limit

SUPER JUMBO LOAN
Loans exceeding $2,000,000 plus
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA, Hawaii HI,
Idaho
ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA, Michigan MI,
Minnesota
MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New Mexico
NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rhode Island
RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West Virginia
WV, Wisconsin WI, Wyoming WY,  Loans Home Financing and Refinancing Home Loans
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2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
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